Q21

A direct mapped cache memory of $1$ MB has a block size of $256$ bytes. The cache has an access time of $3$ ns and a hit rate of $94 \%$. During a cache miss, it takes $2$0 ns to bring the first word of a block from the main memory, while each subsequent word takes $5$ ns. The word size is $64$ bits. The average memory access time in ns (round off to $1$ decimal place) is______.